Terms of Service

Mortgages

Your initial mortgage consultation is obligation free.

There will be a minimum fee for our mortgage service of 1% of the amount to be borrowed, of which £250 (two hundred and fifty pounds) is payable at the mortgage application stage. The remainder of the fee will be due when an agreement to lend has been issued by the mortgage lender. Please note that once an agreement to lend has been issued our fees will be due regardless of whether the mortgage offer is taken up.

We will also keep any commission that we may receive from the mortgage provider.

Commercial Finance / Business Loans

Your initial consultation is obligation free.

There will be a minimum fee for our Commercial Finance / Business Loans service of 1.5% of the amount to be borrowed, of which £500 (five hundred pounds) is payable at the application stage. The remainder of the fee will be due when an agreement to lend has been issued by the lender. Please note that once an agreement to lend has been issued our fees will be due regardless of whether the offer from the lender is taken up.

We will also keep any commission that we may receive from the finance/loan provider.

Insurance

We do not charge for arranging insurance.

We may receive commission from the Insurer for arranging your insurance policy with them, which we will keep.

We reserve the right change these terms from time to time at our discretion, without prior notice.